What Payment Gateway does SM use?
A payment gateway is a service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. Payment gateways are often provided by banks to their customers, but can also be provided by a specialised financial service provider as a separate service, such as a payment service provider.
Payment gateways facilitate a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or even interactive voice response service) and the frontend processor or acquiring bank.
What makes the SM Payment Gateway Secure for online transactions?
First of all, the SM payment gateway doesn’t store your information as it stands. The best payment gateways are PCI-DSS consistent like ours. The PCI Security Standards Council is a worldwide association that sets consistent rules for overseeing cardholder information for all online payment frameworks. PCI-DSS is presently the worldwide standard for online security. What this implies for you is that your online exchanges are encoded to guarantee there is no information capture attempt.
Transaction through SSL/TLS Encryption:
About encryption, information security starts the second you land on SM. A payment gateway utilizes the most elevated confirmation SSL authentication, which permits TLS encryption of your information. This is a ton of language, however in less difficult words, you can simply take a gander at the URL in your program. A lock icon or ‘https://’ convention implies that the site you are on is secure.
Most OMG businesses including SM work with secure, encrypted payment gateways to guarantee that your information isn’t undermined. You can also reconfirm if SM or the specific payment gateway page is secure or not by searching for the ‘https://’ in the URL, however, to also see how payment gateways guarantee security, let’s look at tokenization.
SM Tokenization to prevent data theft:
You enter your 16-digit card number into SM’s payment gateway’s interface. What our payment gateway does is that it replaces this 16-digit number with a solitary token. This “token” is a one of a kind arrangement of characters that supplant your unique card number. This enables the payment to be prepared without uncovering your delicate subtleties. Tokens are relegated haphazardly, which makes it amazingly difficult to figure out the genuine card number from the token!
Which Payment Methods are accepted at SM?
We use the most trusted and accepted payment gateways that are widely used all over the world for e-commerce businesses. Your security is our first priority so we use a trusted SSL Certificate on our site which ensures the safety of you data interchange on our website. Payment gateways we use are listed below.
Cash through PayPal
All you have to send cash to family or companions is the email address of the beneficiary. By enrolling your charge card or financial balance with your PayPal account you can send instalments utilizing the alternative Send and Request Money. The cash will be credited to the beneficiary’s record and would then be able to be moved to a financial balance, or used to make an instalment. In the event that you shop on the web and see the PayPal logo on the trader’s site, it implies you can pay utilizing PayPal. Simply select PayPal at the checkout. You will be approached to sign in to your record and affirm the instalment. Your budgetary data will never be noticeable to merchants or online shops.
Opening a PayPal account is free. You can choose to create an account or purchase as a guest on SM!
I don’t want to use PayPal!
Don’t! Just follow these steps after all your items are in the cart:
Step 1 – Fill in the checkout information within the time window.
Step 2 – Click ‘Complete Order’ on SM and then ‘Pay with Credit or Debit Card’.
Step 3 – Fill in the information and click ‘Pay Now’.